Free guide · DM Financial Planning

The Remortgage Timeline

What to do at six months, three months and six weeks. Free checklist, in your inbox in about a minute.

What’s inside

  1. Six months out — the only stage where you can still change the answer
  2. Three months out — deciding what you are actually optimising for
  3. Six weeks out — execution, and not letting the deadline pass unnoticed
  4. Why the headline rate is rarely the number that decides it
  5. What directors and the self-employed need to sort before applying
Most people start looking six weeks out. By then the options have narrowed to whatever can be arranged quickly.

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Who this is for

Anyone whose fixed rate ends in the next twelve months — and particularly directors, the self-employed and portfolio landlords, whose income takes longer to evidence.

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